David van Noppen
Co-founder | Owner | Mortgage Agent Level 2 | Radio Host
Contact Dave | Apply for Mortgage
David, owner and co-founder of More Than Enough Financial Fitness, is passionate to see people find financial hope and freedom to pursue their God-given dreams and goals. He is a financial coach, certified More Than Enough coach trainer, licensed mortgage specialist, blogger, speaker and father of five. David's journey in the financial industry started in 2008, when he became one of the co-creators of the More Than Enough Financial Fitness coaching program. After 20 years of working, managing and running his family automotive business, this system became an outflowing of those years of experience, alongside a newly ignited passion to see people set free from the burden of debt. After helping 100 families pay off over four million dollars of debt in four years, he was contracted by the Canadian National Christian Foundation to develop the Freedom Initiative, a national debt relief coaching program staffed by local churches to bring financial freedom to their communities. He returned to More Than Enough in 2013 as a mortgage agent and coach, and now as owner, continues to lead the business in coaching, mortgages, tax planning, and equipping and training.
photo by Imagine That Expression
Rebecca van Noppen
Teacher | Owner | Author | Radio Host
Rebecca is a teacher, author, communicator, and blogger, as well as the prayer and coaching team co-ordinator. She's recently written a book entitled, "Cultivating Trust." She works alongside her husband David van Noppen teaching, training and leading educational financial workshops, like Unleashed and the Financial Fitness Seminars. You can hear Dave and Reb co-host their weekly podcast "Let's Talk Money with Dave and Reb" on any podcasting platform.
She has spent the past 20 years as a home educator of her five children, and before that spent time as a reporter and editor with a community newspaper along the St. Lawrence River. She loves praying with clients and for clients. She has created an online coaching workshop with David called Unleashed - a 12 session program that deals with the heart issues around money. Her passion and heart’s desire is to see people discover who God is and how He wants all of His kids to grow in love, power and truth. She believes that growing in relationship and friendship with God is the key to debt-free living. She wants people to discover for themselves that God is their “More Than Enough”.
photo by Imagine That Expression
Lynn Fraser
Co-founder
Mercedes van Noppen
Social Media
Since childhood, Mercedes has had her attention drawn to the money stories of people around her. As the daughter of David and Rebecca van Noppen, she developed a desire to see her own generation set free from the expectations of the “American Dream.” This has carried into her young adult life as she speaks, blogs, and manages marketing and social media for the More Than Enough team. Mercedes studied at Carleton University where she received her degree with a combined major in Linguistics and Applied Linguistics and Discourse studies and concurrently earned a Certificate in the Teaching of English as a Second Language (CTESL). She enjoys her work as a TESL teacher in the City of Ottawa, while continuing her work at MTE.
photo by Imagine That Expression
Bron Vasic
Entrepreneurial, Financial, and Business Coach
Bron is an entrepreneurial, financial, and business coach. He enjoys mentoring those who are eager to change and learn. Bron is a Chartered Professional Accountant, and as a chartered accountant was a former partner in a national public accounting firm. After being transferred to Ottawa from southwestern Ontario with a national firm of chartered accountants, Bron was instrumental in starting a local firm of chartered accountants, Brooks Vasic & Kniewasser that then merged with another national firm. In 2004, Bron pursued his love of consultancy and began a local firm of management consultants, OTUS Group. For over thirty years, Bron Vasic has been providing business leaders with the leadership and management knowledge to help them find a better way to balance their business challenges.
His passion is helping entrepreneurs utilize their God-given talents to glorify God, as well as working with and mentoring the More Than Enough team as they bring people to the road of financial freedom. As a husband and father of two adult children, Bron believes strongly in bringing people the hope and freedom of financial health, alongside their relationship with God. He wants to see people get “unstuck” by overcoming the fears of the unknown, while walking with them in a God-honouring way that encourages people to invite God into their journey.
He wants to see people “do business God’s way”, as they apply godly and biblical principles.
Debbie Gallagher
Client Care Specialist
Debbie originally came to the More Than Enough team as part of the prayer team. When the need for administrative help came to the forefront, she continued to pray that God would bring the right person—until He placed it on her heart that she was the one to step up. She feels passionately that she has been called to assist the More Than Enough team in this capacity. As her role as Client Care Specialist has developed, she has called on her experience as a client; she and her husband, Alan, have seen the benefits of More Than Enough through the mortgage and tax departments and by participating in several of the different coaching programs. She has experienced the Financial Coaching program from every angle—from attending Financial Fitness Seminars to achieving short-term financial goals, from working on long-term planning to understanding the “whys” behind our money stories through Unleashed workshops. She understands in a unique, first-hand way the pressures and joys of finding financial freedom with More Than Enough!
As a mom of four, and grammy to three and counting, Debbie is very family focused. Music is also another of Debbie’s passions. Her family has a music ministry which serves her home church and community both locally and throughout Eastern Ontario, the U.S. and even to Scotland! She has taught piano and vocals to many students in the past 30 years, led several community, church, and children’s choirs, as well as served in several churches as musical director. Having been through a health scare a few years ago, Debbie tries to remember that every day on this adventure we call life is a blessing. Serving God, her family, her church, and her community brings her joy in the journey, and she is thrilled to be able to add More Than Enough to the trip itinerary!
Sarah-Jane Ward
Financial Fitness Coach
Sarah-Jane joins the More Than Enough team as a financial fitness coach leveraging her experience as a certified project manager with a solid 10-year career background in the financial field. Prior to joining the MTE team, she has served the local church for many years as a one-on-one financial counselor and advisor. Sarah-Jane firmly believes that God wants people to walk in financial freedom and use a sensible and well-versed approach to money management. This belief is foundational for Sarah-Jane as she has helped families ease both their financial and relationship tensions, which are so often connected. Her family recently undertook the adventure of a lifetime embarking on a one-year home-and-work exchange to Australia where she was tasked with creatively finding ways to travel with a family on one income and still pursue her hobby — obstacle-course racing. Sarah-Jane is passionate about seeing relationships restored and financial freedom achieved through Christ, as people seek a healthy financial future.
photo by Imagine That Expression
Steven Harrison
B.Sc.(Hons), M.Sc.E., P.Eng. | Financial Fitness Coach
Steven is a Professional Engineer with over 25 years experience doing research and development in the high-tech industry. As a More Than Enough financial fitness coach Steven helps clients assess their living expenses, debts and cash flow in order to build a spending plan, pay off debts and become empowered through financial awareness. Steven desires to encourage clients through reflective questions, goal setting and accountability so that clients are equipped to be good money stewards. Steven has volunteered in various leadership roles in his local church and community tennis club, and has coached various recreational soccer teams. Steven values time spent with his wife and two teenaged daughters.
Natalie Rowe
Financial Fitness Coach
Natalie Rowe comes to More Than Enough as a financial coach, with a heart to help people on their financial journeys. She is a Certified Human Resources Professional. She is an economist by training and has over two decades of experience working in the private, public, and non-for-profit sectors. During her career, she has helped governments and organizations develop and implement projects to improve socio-economic performance, and augment the efficiency of both their human and physical capital. She comes alive when she is empowering people. In her spare time, she leads community and volunteer initiatives. She is dedicated to helping people help themselves by raising awareness of their thought life.
Tim Bloedow
Financial Fitness Coach
Tim is married to Lynette with two adult children and seven grandchildren. He is currently pursuing a pastoral position after 20 years in the political sphere, working on Parliament Hill and in the pro-life movement. Tim has a Bachelor of Theology from Ontario Bible College (Tyndale) and a Master of Divinity from the Reformed Presbyterian Theological Seminary (Pittsburgh). He is also pursuing certification as a biblical counselor. Tim keeps busy preaching, counselling, and coaching as a More Than Enough financial coach. Currently residing in the Toronto area, Tim has a passion to walk with people as they pursue their relationship with God, while at the same time gaining financial freedom through the MTE coaching process. Tim has unique experience both as a coaching client, and as a trained MTE coach, also bringing his experience and expertise as a Lyft and Uber driver, and an Airbnb host to the clients he serves.
Joanne Jehu
Financial Fitness Coach
Joanne has been an experienced financial services professional since 2002. When helping her clients, she always ensures to highlight biblical principles on financing. In 2017, Joanne decided to become a Financial Fitness Coach with More Than Enough since she felt they shared similar values. As a Certified Financial Planner, she brings her expertise and passion in helping clients through life’s financial seasons.
Connecting through Zoom, Joanne and her clients are able to create a space of trust and support and work together to develop an actionable money management plan. Joanne translates her own life experiences that build clients’ confidence in their ability to reach sustainable results and to live a life with purpose.
When Joanne is not working, she serves in various capacities at her church and in the community. She loves taking road trips with her husband, hiking in the woods and cooking for her family of four children and three grandchildren.
Shannon Harrison
Financial Fitness Coach
Shannon has a healthcare background and practised as a registered nurse and nurse practitioner for many years. She took time away from nursing to raise her two daughters, but is now working in an educational role for a charitable organisation. In all of these positions and work, Shannon has been passionate about helping people.
It is this same passion that Shannon brings into her role as a More Than Enough financial coach. She desires that people become good stewards of the money God has given them, especially becoming free of the burden of debt. With the Lord’s help, she coaches MTE clients to live in financial hope and freedom as they discover who they are, what their purposes are, and how to manage their cash flow on a daily basis.
In her spare time, Shannon helps in church ministries, and also volunteers with the Ottawa District School Board. In her young adult years, she experienced several missions trips to third world countries which laid the foundation for her love of travel with her husband and daughters.
Stephen Tibben
Tax Specialist & Tax Team Lead
Stephen is a graduate of Algonquin’s Business Accounting program and has been working in the industry for more than 10 years assisting small-and medium-sized businesses with bookkeeping, payroll, and tax filing for both corporate and personal taxes.
Stephen came to More Than Enough through a number of different connections, but most recently has been assisting the tax team and their clients during the peak season, while also helping with any additional bookkeeping work. His passion for business owners to know and understand the tax process, along with simplifying their processes along the way, has been a great fit. Stephen hopes to encourage MTE clients and assist them to use their resources for kingdom purposes as our Tax Team Lead.
In his spare time, you might catch Stephen on a soccer field enjoying time with friends in a sport he loves. Stephen and his wife Caileigh, are slowly renovating their 1800s era home while raising their three children in a village south of the city of Ottawa.
Ruth Speer
Financial Fitness Coach & Unleashed Facilitator
Ruth’s journey with More Than Enough began after making a phone call in November 2008 to Lynn Fraser because of the teaching she heard on the CHRI radio station detailing the work being done at MTE. In the first meeting with Lynn, Ruth and her husband were given a plan for paying down debt and that brought both of them hope and freedom for their financial journey.
This opened the door to a passion to help others in their finances. Fast forward to 2021 when Ruth was studying at St. Paul University with the hopes of achieving her Master of Divinity degree, and signed up for the Unleashed program. This experience reminded her of the hope she felt in that first meeting with Lynn and awoke in her a desire to help others on their financial journeys.
Ruth assists Rebecca in leading the Unleashed workshops and is also a part of the financial fitness coaching team. The workshop leading and coaching work keeps her grounded in her faith and reminds her that we are called to serve God and God’s people. Ruth has a servant’s heart and wants to be an encouraging influence in people’s lives as she brings the gospel to those she meets.
Lynette Bloedow
Financial Fitness Coach
Lynette is a transplanted Canadian, originally from Trinidad and Tobago. She has been a financial coach with MTE for the last five years. She loves being a coach and pointing to the all-sufficiency of Scripture to help clients look to Christ and practise stewardship on their journey towards financial freedom.
Lynette also runs her own business—ChristianRoots Canada, which directs Christians to their rich heritage in the providential history of Canada’s establishment. In her spare time, she gardens, cooks, and invites friends to dinner. She and her husband also love to explore Ontario as they discover historic sites and plaques that teach about Canada’s Christian history.
MTE is a must for anyone who’s serious about becoming a good steward of God’s resources. I came into this program thinking I knew it all and boy was I wrong! The accountability, prayer and support provided through this program set my wife and I on a course to financial freedom. MTE also provides a suite of services we’ve benefited from, both for our businesses and personal lives. Thank you Dave and Reb for obeying God’s calling in your lives!
Working with More Than Enough has literally been a game changer for us. Not only have we been able to get our finances on track, but we are now aiming towards purchasing a home. Dave and Rebecca, along with our wonderful coach, Natalie, have made it possible.