What do you do when you know something needs to change in your finances but you don’t know where to start? On today’s “Let’s Talk Money” podcast, Dave and Reb offer a whirlwind of advice, but bottom line is: don’t be lazy, think about your purpose, and build an emergency cushion! 

Dave and Reb agree that laziness is not always the reason for financial trouble, but it is something that they don’t always talk about. 

“The journey of 1000 miles takes just one starting step,” Dave says. “And identifying some barriers of laziness in our lives can be an important first step.”

While identifying laziness as an issue, Dave and Reb also talk about the importance of having and knowing your purpose or goals.

“Purpose is the antidote to laziness in your financial journey,” Dave says. 

But what about a practical first-step on your money journey? Dave and Reb agree that building an emergency cushion will get you on the right track, so that you don’t need to rely on credit when emergencies arise.

To read the articles they reference you can go to https://www.psychologytoday.com/ca/blog/hide-and-seek/201410/the-psychology-laziness, and https://moneyning.com/money-tips/19-ways-laziness-is-costing-you-money/

Today’s show is sponsored by More Than Enough Financial – a financial coaching company leading people to financial hope and freedom through consistent coaching and accountability. Go to www.morethanenough.ca for more information.