About FACE

About FACE

Our modern world of finances is anything but simple. Numerous credit cards, automatic payments and many other conveniences have made it more difficult to face our current reality. These tools for money, designed in the name of convenience, have a dark side which allow...
Are you Listening?

Are you Listening?

The road to financial freedom is not easy. It is full of ups and downs, curves in the road and brokenness. Yet the road to financial freedom is a good road. It brings peace and hope for a better tomorrow. Seeking God, listening to Him and obeying His word will equip...
Laying the Foundation for a Brilliant Future

Laying the Foundation for a Brilliant Future

Consumer debt in 2014 reached 164% of annual income, what does this mean? Basically, for every $3.00 the average Canadian earns in one year, they are almost $5.00 in debt (Bankruptcy Canada)! How can this be? We have unlimited access to education on finances.  We have...
Can we continue down this path ?

Can we continue down this path ?

Here we go again “The Ontario government expects to post an $11.3 billion deficit (1.6% of GDP) in fiscal 2013-14, slightly lower than the $11.7 billion shortfall projected in last year’s budget.The government has raised its near-term deficit targets. Red ink of $12.5...
Mortgage Rates or Mortgage Strategies

Mortgage Rates or Mortgage Strategies

How would you shop?  There is so much information out there, where does one begin?  Everyday different financial institutions and mortgage brokerages publish new marketing pieces to entice you to call them by appearing to have the “best rates”.  The truth is, all the...